Terms of Service

Last updated: June 10, 2026

1. Acceptance

By using PetInsuranceGuide, you accept these Terms. If you do not agree, please do not use this website.

2. General Information Only

PetInsuranceGuide is not an authorised insurer or financial services licensee. All information on this website is general in nature and operates under ASIC's general advice provisions. It does not constitute financial advice, personal advice, or a recommendation. It does not take into account your personal objectives, financial situation, or needs.

3. Read the PDS

Before purchasing any pet insurance, you must read the Product Disclosure Statement (PDS) and any Target Market Determination (TMD). Our summaries are not a substitute.

4. Affiliate Disclosure

We may earn commissions when you purchase through our links — at no extra cost to you. Commercial relationships do not influence our rankings.

5. Limitation of Liability

To the fullest extent permitted under the Competition and Consumer Act 2010 (Cth): we make no warranties about accuracy or completeness; premium estimates are indicative only; we are not liable for loss or damage from reliance on this information.

6. Intellectual Property

All content — including text, graphics, logos, comparison tables, and guides — is our intellectual property. Brief quotations for non-commercial purposes are permitted with attribution.

7. Third-Party Links

Links to third-party websites are for convenience only. We do not endorse or take responsibility for linked websites.

8. Governing Law

These Terms are governed by the laws of New South Wales, Australia. Disputes are subject to the courts of NSW and the Federal Court of Australia.

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